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As a Member of the Telecommunication Workers Benefit Plan - PARTs B&C (TWU H&B Plan is your payroll deduction) you are protected by a plan that provides benefits for you and your family if you are unable to do your job due to serious illness, disability or death.

Life insurance protection for Members of PARTs B&C is provided in two parts. The Group Life Benefit and monthly Survivor Income Benefit ("SIB") provides your family with a one-time payment and an ongoing income in the event of your death.

Short Term Disability (STD) insurance provides you as a regular employee with wage loss protection for up to 2 years from the first date that you are unable to do your own job due to serious illness or disability. This is done by paying `top up' benefits when the Telus benefit drops below 100% of pay and by continuing to pay the entire benefit after Telus sick benefits expire.

STD coverage is only available for regular employees. TWBP members who are temporary employees pay a reduced premium and are covered for Group Life and SIB coverage only.