That depends on what option you chose at retirement. If you chose a Joint and Survivor option the answer is no. If you chose a Single Life option with a guarantee period then you may, provided that you have not reached the end of your guarantee period. Once you reach the end of your guarantee period there is no need to change a beneficiary as there is no longer a benefit payable upon your death.
We deduct taxes based on the TD1 forms (provincial and federal) filled out at the time of your retirement. The amount of tax deducted depends on what exemptions you claimed on these forms. The more deductions you have claimed, the less tax we will take.
Yes. Go to the booklets and forms section under retirees and download the TD3 form. This form allows you to increase or set the amount of tax that you pay. Please note you cannot decrease your tax below the amount we are required to withhold unless you have a letter from Revenue Canada confirming a decrease in tax is allowed.
We require your change in account to be submitted on our Direct Deposit Form; you will need to include with this form a void cheque or a MICRO ENCODING form generated by your banking institution. You can download the Direct Deposit Form under the booklets and forms section.
If your spouse has had continuous coverage he or she can be added to your benefits. Please phone the office at 604-430-1317 to request the forms to do so. If your spouse has not had continuous coverage we can attempt to add them to your plan, however they may be denied or required to complete a medical questionnaire. If approved for coverage your spouse’s yearly claim limits may be lower then normal for the first couple of years. If you submit a change form to add a dependent of any type the TWPP will begin taking the appropriate deductions right away, if your dependent is denied coverage these funds would be refunded to you once we are notified.
No. Once you have enrolled in one of the group extended health plans you cannot switch to the other one.
Yes, as long as coverage has been continuous (you’ve had dental through another plan). If you have not had continuous coverage we can attempt to add you to the plan, however you may be denied or required to complete a medical questionnaire. If approved for coverage your yearly claim limits may be lower then normal for the first couple of years. Once you send in an application we will begin taking the appropriate deductions right away, if you are denied coverage these funds would be refunded to you once we are notified. If approved for dental coverage you must remain on this coverage for a minimum of two years.
Yes, as long as coverage has been continuous (you’ve had extended health coverage through another plan). If you have not had continuous coverage we can attempt to add you to the plan, however you may be denied or required to complete a medical questionnaire. If approved for coverage your yearly claim limits may be lower then normal for the first couple of years. Once you send in an application we will begin taking the appropriate deductions right away, if you are denied coverage these funds would be refunded to you once we are notified.

If you are approved for extended health coverage you may cancel at any time.
For questions regarding benefit coverage please call Pacific Blue Cross directly and quote your group and ID numbers found on your extended health/dental cards.
Direct Deposit is ONLY available to a retired participant that has an account at a Canadian financial institution.
Currently it is an option to have cheques mailed internationally; however, it has come to our attention that you may have difficulty cashing a cheque if you reside out of Canada. Please be advised that there is no guarantee you will be able to cash your pension cheque in another country. You are responsible for any additional fees or charges your financial institution may apply.
If you are currently receiving a pension cheque and have not received it by the 1st of the month, please contact the Plan Office. If you moved recently, we may not have a current address.
Pension cheques are automatically deposited in your bank account on the 1st of every month. If your cheque does not arrive in your bank account, please contact the Plan Office. If you've changed bank accounts recently, we may not have the correct account information.

Changes to your banking information do not occur automatically; you need to complete a new direct deposit authorization form.

If the 1st of the month falls on a weekend or public holiday, many banks allow payment to be deposited on weekends and holidays. Please check with your financial institution to see what their processes are.
You must complete a new direct deposit authorization form and return it to the Plan Office in order for us to make changes to your banking information.
There is no indexing and no promise of a pension increase. However the Trustees do review the financial position of the Plan annually and have provided ad-hoc increases depending on if there is a sufficient excess of funds to provide an increase over and above providing an "Updated" benefit to active members.
Every pension plan is different. This pension plan provides certain benefits such as the subsidized early retirement benefit (which half of all retirees receive) and the target benefit/ Updating formula used to calculate the best pension benefit possible. Indexing is not available for this plan. The terms of the pension plan are established by the board of trustees, who are appointed by USW 1944 and by TELUS. At the Plan Office, we simply administer the pension plan according to the plan rules.
Please contact the Plan Office as soon as possible. Any payments made to the pensioner in the month following the month of the pensioner's death must be returned to the plan. Plan Office staff will review the pensioner's file and determine if any death benefits are to be paid (depending on the option chosen by the member) and will adjust the records and, if applicable, the pension benefit amount, accordingly. The Plan Office also requires a copy of the death certificate.